simple, speedy loans
up to $20,000
Personal loans
up to $20,000
simple
secure
affordable
Maximum APR 29.15%.
how it works
Fast approval
Decision within the hour
Our simple 4 step application process takes you 10 minutes to complete. We’ll generally deliver a decision within the hour during business hours, sometimes even faster.
Flexible scheduling
Your loan, your way
We put you in control of choosing your loan repayment schedule. We’ll present you with realistic options so you can be comfortable with the repayment amount before you agree to the loan.
Loans up to $20,000
For up to 36 months
The larger the loan, the longer the repayment period available. We take the time to assess your individual financial situation because we don't ever want to lend you more than you’re able to comfortably repay.
repayment calculator
Minimum loan amount $2,001. Maximum loan amount $20,000.
This calculator is provided for illustrative purposes only and does not constitute a quote. It does not take into account your personal needs and financial circumstances. All loans are subject to suitability.
Minimum loan amount $2,001. Maximum loan amount $20,000. Maximum APR 29.15%.
*The comparison rate is based on an enably personal loan of $2,500 over 2 years (which we do not offer). Fees and charges are payable. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Minimum loan amount $2,001. Maximum loan amount $20,000. Maximum APR 29.15%.
*The comparison rate is based on an unsecured enably personal loan of $10,000 over 3 years (which we do not offer). Fees and charges are payable. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
our loans
enably offer simple & straightforward loans that put you in control.
Fast online loans for every occasion:
a few common questions
How much can I borrow?
We offer loans between $2,001 and $20,000 for up to 36 months. When you apply we’ll review your individual circumstances and offer a loan amount and duration that allows you to comfortably repay.
How long does it take?
Your online application can be completed in under 10 minutes. Once we’ve assessed your application, a decision is available within the hour during business hours.
Who can apply?
You’re eligible for a loan if you’re employed and earning more than $1,500 per month. As a responsible lender, our checks ensure that your repayments are affordable and realistic.
What do I need to apply?
We’ll need a few personal details as well as access to your bank account’s transactional history. This is made simple and safe through a service provider called bankstatements.com.au.
How do you get my bank statements?
Via bankstatements.com.au, we’ll have read only access to your recent account history so that we can assess your loan application. It’s highly secure, and keeps your account details completely private.
What fees & payments can I expect?
As an example, if you borrow $3,000 over 10 months, you’ll pay an establishment fee of $330 and total interest of $977.60 when making 22 fortnightly payments of $180.80. Comparison rate on this example is 49.48%.